Everyone wants a simple and practical way to manage their money, but with countless financial planners, budgeting articles, and websites available, it's not always easy to figure out where to start. Filled with only the most essential information on budgeting, see how to build a financial plan that not only meets your needs, but helps you stay on track. From prioritizing goals and listing expenses to saving regularly and planning for future finances, this book guides you through all the important steps of budgeting with realistic advice. Create a visual portrait of your finances as well as learn how to manage your spending, stay out of debt, and build for the future. Includes a resource guide for free and up-to-date web tools that make the process as easy and comprehensive as possible.