How to Make your Money Last

How to Make your Money Last

The Indispensable Retirement Guide

Book - 2016
Average Rating:
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"With How to Make Your Money Last, you will learn how to turn your retirement savings into a steady paycheck that will last for life. Today, people worry that they're going to run out of money in their older age. That won't happen if you use a few tricks for squeezing higher payments from your assets--from your Social Security account (find the hidden values there), pension (monthly income or lump sum?), home equity (sell and invest the proceeds or take a reverse mortgage?), savings (should you buy a lifetime annuity?), and retirement accounts (how to invest and--critically--how much to withdraw from your savings each year?). The right moves will not only raise the amount you have to spend, they'll stretch out your money over many more years. You will also learn to look at your savings and investments in a new way. If you stick with super-safe choices the money might not last. You need safe money to help pay the bills in your early retirement years. But to ensure that you'll still have spending money 10 and 20 years from now, you have to invest for growth, today. Quinn shows you how. At a time when people are living longer, yet retiring with a smaller pot of savings than they'd hoped for, this book will become the essential guide"-- Provided by publisher.
Quinn shows you how to turn your retirement savings into a steady paycheck that will last for life. Today, people worry that they're going to run out of money in their older age. That won't happen if you use a few tricks for squeezing higher payments from your assets. The right moves will not only raise the amount you have to spend, they'll stretch out your money over many more years. You will also learn to look at your savings and investments in a new way.
Publisher: New York :, Simon & Schuster,, 2016
Edition: First Simon & Schuster hardcover edition
ISBN: 9781476743769
1476743762
9781476743776
1476743770
Characteristics: xv, 366 pages ; 24 cm

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AL_MARLA Apr 06, 2017

Jane Bryant Quinn takes a person from a vague assumption of their personal retirement finances, to a confident understanding of what to expect. She takes the reader step by step through helping them learn how to calculate all the various financial demands that will affect their retirement, all the while, letting them learn options to minimize them. The expert knowledge she brings to the reader provides a calm to the panic of the unknown and path to the best options.

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WalKingman_1
Feb 10, 2017

This book is focused on US subjects but general advice can benefit Canadians. A bit repetitious at selling the main (preferred by the author) idea how to financially prepare yourself for retirement and handle your finances after - this idea can be summarized in few pages.

AL_AESTA Dec 23, 2016

In these times of economic uneasiness Jane Bryant Quinn's book abounds with sensible clear strategies, suggestions, and advice for anyone who wants regular income (a growing concern for many) throughout retirement. Whether you have just started thinking about "the best years of your life" or are already there - and every stage in between - Quinn clearly explains advantages and pitfalls of different financial choices based on a wide variety of personal situations and stages of one's life. This book is readable and easy to understand; you will return to it often.

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vtamano
Nov 08, 2016

Please request this item after Nov. 21.

AL_ANNA Oct 26, 2016

Quinn really knows her audience and her financial facts. This is a new book so you can get the best advice for current laws. Instead of giving absolute recommendations, she concludes each topic with a check list you so you can decide the best action depending on your own financial situation and goals.

h
HandyFellow
Jul 21, 2016

Good general advice, specifically tailored to the U.S. market. Many chapters speak directly about choosing a health care insurer, the ROTH (401-K), and the IRA, which are meaningless to a Canadian reader. There are much better and more targeted material for Canadian retirement planning; 'Retirement Rocks', and many of the titles written by Gordon Pape (Guide to TFSAs) (RRSPs can make you rich), Wes Moss, and Andrew Hallam (Millionaire Teacher) Check out my suggested Retirement reading list if you want more.

c
cat_22
Jul 17, 2016

Very comprehensive and easy to understand.

p
pattypi
Jun 20, 2016

Has useful information for just starting out. You can read just pieces of it to learn more for your particular situation, but you'd miss some good advice.

mmhallock Feb 10, 2016

Single best book on retirement finances I've ever found, highly recommended. Excellent info & straightforward advice for DIY investors or those looking to better manage their retirement funds. Found via book excerpt in Money magazine Jan 2016.

serob Jan 28, 2016

Based on 401(k)–type account and IRA balances alone, some 92 percent of working households do not meet conservative retirement savings targets for their age and income. Even when counting their entire net worth, 65 percent still fall short. - National Institute on Retirement Security, www.nirsonline.org/index.php?option=content&task=view&id=768

My guess is if you're in that top 8 - 35 % you have a bank or financial advisor to handle your retirement needs and so, don't need this book. Also if you're not in that bracket, you don't have income or wealth enough to retire and so, do not need this book.

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AL_AESTA Aug 18, 2016

AL_AESTA thinks this title is suitable for 18 years and over

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